Chapter 7 Arizona Bankruptcy Lawyer

A chapter 7 bankruptcy can eliminate and wipe away debts such as credit cards, personal loans, medical bills, court judgments, payday loans, reposessions, foreclosure balances, and some tax debts. Chapter 7 bankruptcy can also stop wage garnishments.

When considering a chapter 7 bankruptcy all factors must be considered. Most importantly, the decision should be greatly influenced by the ability to pay back the debts in the near future. Not to mention, the emotional distress and depression associated with debt can be crippling. The creditors will continue to call and harass until the debt is repayed. This can have a devastating effect on a marriage, family life, and your lifestyle in general. A Chapter 7 bankruptcy will provide relief from creditors and allow you to go forward with a clean state and rebuild.

Another important factor to consider is the experience of the Phoenix bankrutpcy attorney. handling your case. Filing bankruptcy is a major financial decision that requries everything go smoothly from filing to discharge. A qualified attorney from the Dault Law Group will help ensure your case is done right.

Often times, the decision to file Chapter 7 bankruptcy is put off until the creditors begin to sue and garnish wages. The writing may have been on the wall months or even years before the decision to file has been made. When the creditor garnishes wages, they will take up to 25% of each paycheck. The sooner the bankruptcy is filed, the sooner the rebuilding process can begin. The money that was spent to try to pay down high interest credit cards could have been used to file bankruptcy and secure your long-term finacial goals.

Once the bankruptcy is discharged, the rebuilding process can begin. The bankruptcy will remain on your credit report for ten years. However, the rebuilding process begins immediately upon discharge.

Contact an experienced Phoenix bankruptcy lawyer at the Dault Law Group today for a free case review. Our experienced Chapter 7 bankruptcy attorneys will walk you through every step of the process to help you turn over a new leaf and give you peace of mind.

The Bankruptcy Law Group at Dault & Associates, PLLC represents clients throughout Arizona including Phoenix, Glendale, Gilbert bankruptcy, Chandler, Mesa, Peoria, Tucson, Apache Junction, Scottsdale, Prescott, Avondale, Flagstaff, Sedona, Show Low, Payson, Paradise Valley, Sun City, Surprise, Maricopa County, Pinal County, Pima County, Coconino County, and other communities in Arizona. We are proudly designated a debt relief agency. We help people file bankruptcy under the U.S. Bankruptcy Code.